Q: What happens during the quarterly settlement process and what should I do if funds are debited?

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• Q: When does the quarterly settlement happen?

  A: Quarterly settlement happens on the first Friday of January, April, July, and October (or the previous trading day if it’s a holiday).

• Q: How can I add funds or set up a SIP/top-up to my portfolio?

  A: You can add funds to your portfolio either through a lump sum investment or a Systematic Investment Plan (SIP). The minimum amount for both options is ₹5,000 per transaction or per month. After transferring the funds to your broker’s account, ...

• Q: How is the refund adjustment calculated when a client withdraws partial funds before the account anniversary date?

  A: When clients withdraw funds before the account anniversary date, any pro‑rata fee refundable due to partial withdrawals will be refunded or adjusted during the next annual billing cycle, which takes place on the account anniversary date if it’s a ...

• Q: What happens if I do not act on the recommendations after paying the Advisory fee?

  A: If no action is taken on the recommendations within 30 calendar days from the date of activation, the Advance advisory fees for one year will be refunded, while the account opening charges will remain non-refundable.

• Q: Can you provide examples of how advisory fees are adjusted when a client withdraws funds?

  A: If a customer opens an account on 1st January 2025 with an investment of ₹20,00,000, the advance annual advisory fee will be charged at 1.50% p.a., along with 18% GST. In the event of a partial withdrawal of ₹15,00,000 on 1st August 2025, the ...